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Discover it® Chrome

Discover it® Chrome
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Our rating: 4.6 Our writers, editors and industry experts at CreditCards.com score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card’s primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit range estimations are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Cashback Match INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Reward Rates
2% Earn 2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1% Earn 1% Cash Back on all other purchases.
Balance Transfers Intro APR
0% intro APR for 18 months
Purchases Intro APR
0% intro APR for 6 months
Regular APR
17.74% - 26.74% Variable APR
Annual Fee
$0

Great for:

Rewards at gas stations, restaurants. This is a great card for gas stations and restaurants, because you’ll earn 2% back on those categories up to $1,000 in combined purchases per quarter (then 1%), then Discover will match your cash back at the end of your first year.

See more of the best rewards credit cards of 2026.

Highlights

  • UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. Click Apply Now to view important rates and disclosures
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
  • Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
  • Rewards don't expire for the life of the account
  • No annual fee and no foreign transaction fee
  • Lock your card in the Mobile app if it’s misplaced, lost, or stolen
  • You're covered by $0 Fraud Liability for unauthorized charges

Features

  • Balance Transfer
    Balance Transfer
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit

Staff Review

Editor's Rating:

4.6 out of 5

Our take:

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.