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- Intro Bonus
- 40,000 miles Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- Reward Rates
- 3X New! Earn 3X Miles on Delta purchases.
- 1X Earn 1X Mile on all other eligible purchases.
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 15.74%-24.74% Variable
- Annual Fee
- Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- New! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- New! Fee Credit for Global Entry or TSA Pre✓.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- New! Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
- New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
4.5 out of 5
Our take: The Delta Reserve card offers a great rewards value thanks to its annual companion pass; but you can get the same benefit with the Platinum Delta card, for a lower annual fee.