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Credit One Bank American Express® Card

Credit One Bank American Express® Card
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Our rating:3.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Reward Rates
1%Earn unlimited 1% cash back rewards on all purchases, terms apply.
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
24.24% Variable
Annual Fee


  • Earn unlimited 1% cash back rewards on all purchases, terms apply.
  • $0 Fraud Liability ensures you won’t be responsible for unauthorized charges
  • Retail Protection covers you if an eligible item is accidentally damaged or stolen, terms apply
  • Get deals on shopping, dining, travel, and entertainment through Amex Offers
  • Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
  • Know you’re covered when the unexpected happens while traveling with Travel Accident Insurance, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See Rates & Fees

Staff Review

Editor's Rating:

3.3 out of 5

Our take: Despite its low cash back earning rate, the Credit One Bank American Express Card is a solid option for people who need to build their credit and won’t carry a balance, with relatively low annual fees and impressive cardholder perks. See rates and fees

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.