Credit Cards»Citi Strata Premier℠ Card
Citi Strata Premier℠ CardSee Rates & Fees
Partner Offer

Citi Strata Premier℠ Card

Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
70,000 bonus pointsEarn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
Reward Rates
10XEarn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
3XEarn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
1XEarn 1 Point per $1 spent on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
20.74% - 28.74% (Variable)
Annual Fee
$95

Highlights

  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Features

  • Dining
    Dining
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Hotel
    Hotel
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

4.6 out of 5

Our take: The newly-rebranded Citi Strata Premier offers the same features as its predecessor with a boosted welcome offer, offering an excellent array of everyday bonus categories and a generous rewards program. See Rates and Fees

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.