Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

at Citi's Secure Site
Credit Cards » Citi Credit Cards » Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Partner Offer

Citi® Diamond Preferred® Card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Citi's Secure Site
Balance Transfers Intro APR
0%* for 21 months on Balance Transfers*
Purchases Intro APR
0%* for 12 months on Purchases*
Regular APR
14.74% - 24.74%* (Variable)
Annual Fee
$0*

Highlights

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee
  • Free access to FICO® Scores

Staff Review

 

Editor's Rating:

4.4-star review

4.4 out of 5

Our take: The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period -- which gives cardholders nearly two years to pay off an interest-free balance and make interest-free purchases -- and reasonable balance transfer fee.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.