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- Intro Bonus
- 50,000 points Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Reward Rates
- 3X 3X points on travel immediately after earning your $300 travel credit
- 3X 3X points on dining at restaurants
- 1X 1 point per $1 spent on all other purchases
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 18.49% - 25.49% Variable
- Annual Fee
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
- Up to $100 application fee credit for Global Entry or TSA Pre✓®
- One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.
Our take: The price of admission for this luxury card from J.P. Morgan Chase is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s high annual fee.