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Capital One Venture X BusinessSee Rates & Fees
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Capital One Venture X Business

Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
150,000 miles150,000 miles once you spend $30,000 in the first 3 months from account opening
Reward Rates
2X miles2 miles on every purchase
5X miles5 miles on flights booked through Capital One Travel
10X miles10 miles on hotels and rental cars booked through Capital One Travel
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
Annual Fee


  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel, where you'll get the best prices on thousands of options
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Skip the lines with up to a $100 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™ and Plaza Premium Group lounges
  • This is a pay-in-full card, so your balance is due in full every month
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking


  • Business
  • EMV
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees

Staff Review

Editor's Rating:

4.9 out of 5

Our take: The Capital One Venture X Business card offers the same big value for a modest annual fee like the personal card, while upping the ante with a huge welcome offer. See Rates and Fees  

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.