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Capital One Spark Miles for Business

Capital One Spark Miles for Business
See Rates & Fees
Our rating:4.2 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Intro Bonus
50,000 milesEarn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Reward Rates
5 Miles5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
2 Miles2 Miles per $1 on every purchase, everywhere
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
25.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Great for:

Frequent business travelers who want to earn rewards without a high annual fee. With flexible redemption options, 2X miles on every purchase and a solid intro bonus, this card is perfect for someone who travels often for business but does not want a card with a high annual fee.

This card is easily among the best business credit cards.

Highlights

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases

Features

  • Business
    Business
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

4.2 out of 5

Our take: The Capital One Spark Miles for Business card offers a solid bonus and valuable travel rewards, plus valuable mile transfer options. (See Rates and Fees)

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.