Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business

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Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business
Fair to Good Credit Recommended (580-740) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Capital One's Secure Site
Fair to Good Credit Recommended (580-740) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Capital One's Secure Site
Reward Rates
1% Earn 1% cash back on every purchase
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
25.24% (Variable)
Annual Fee
$0

Great for:

New small business owners who need to build their credit-worthiness before applying for a high-end rewards card. With no annual fee and 1% cash back on every purchase, this card is a simple way to start earning rewards while building your credit profile.

See our favorite business credit cards.

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Staff Review

 

Editor's Rating:

2.5-star review

2.5 out of 5

Our take: The Spark Classic card doesn’t offer the lowest APR or juiciest rewards; but it does help cardholders with damaged credit build a better credit score, and earn a modest amount of cash back, so they can qualify for more generous cards over time.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Capital One® Spark® Classic for Business

Average Ratings: (collected by Capital One)
4.4 out of 5
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