- Intro Bonus
- Up to $1,000 cash bonusEarn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
- Reward Rates
- 5%Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- 2%Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- N/A
- Annual Fee
- $150
Highlights
- Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Earn an annual $200 cash bonus every year you spend $200,000 or more—that's enough to cover your annual fee and then some
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
Features
- Business
- Cash Back
- EMV
- Excellent Credit
- No Foreign Transaction Fees
- Rewards
Staff Review
Editor's Rating: 4.7 out of 5 | Our take: If you want a simple business charge card with a superb cash-back rate, you will love the Capital One Spark Cash Plus. |