- Intro Bonus
- $2,000 cash back$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
- Reward Rates
- 5%Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- 2%Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- N/A
- Annual Fee
- $150
Highlights
- Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
- Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- $150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
- Spark Cash Plus has no APR because your balance is due in full every month
- For businesses that need large spending capacity and want to maximize cash back
Features
- Business
- Cash Back
- EMV
- Excellent Credit
- No Foreign Transaction Fees
- Rewards
Staff Review
Editor's Rating: 4.7 out of 5 | Our take: If you want a simple business charge card with a superb cash-back rate, you will love the Capital One Spark Cash Plus. (See Rates and Fees) |