- Intro Bonus
- $500Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Reward Rates
- 2%Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 20.99% (Variable)
- Annual Fee
- $0 intro for first year; $95 after that
Highlights
- Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
- Purchase above your credit limit with no hassle and no over-limit fees
- $0 annual fee for the first year; $95 after that
- Free employee cards, which also earn unlimited 2% cash back on all purchases
- $0 Fraud Liability if your card is lost or stolen
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- No foreign transaction fees
Features
- Business
- Cash Back
- EMV
- Excellent Credit
- Gas
- Good Credit
- No Foreign Transaction Fees
- Points
- Rewards
Staff Review
Editor's Rating: 4.5 out of 5 | Our take: If you want a simple business credit card with a superb cash-back rate, you will love the Spark Cash From Capital One card. |