Bilt Mastercard®See Rates & Fees
Partner Offer

Bilt Mastercard®

Our rating:4.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
3X Points3x points on dining
2X Points2x points on travel
1X Points1x points on other purchases
1X PointsEarn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
See Terms
Annual Fee


  • $0 Annual Fee.
  • Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year.
  • 2x points on travel.
  • 3x points on dining.
  • 1x points on other purchases.
  • Earn points when you make 5 transactions that post each statement period.
  • When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.


  • Balance Transfer
    Balance Transfer
  • Business
  • Good Credit
    Good Credit
  • Low Interest
    Low Interest
  • Rewards
  • Travel

Staff Review

Editor's Rating:

4.0 out of 5

Our take: The Bilt Mastercard is perfect for renters and people saving up for their next home. Not only do you earn points on monthly rent, but you also get rewarded for travel and dining.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.