Advertiser Disclosure

CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.

OK
Credit Cards » Bank of America » BankAmericard® credit card
Bank of America Logo

BankAmericard® credit card

BankAmericard® credit card
22,361 Reviews
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
Apply Now at Bank of America's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
Apply Now at Bank of America's Secure Site
Balance Transfers Intro APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Purchases Intro APR
0% Introductory APR on purchases for 18 billing cycles
Regular APR
14.49% - 24.49% Variable APR on purchases
Annual Fee
$0

Great for:

Paying down large purchases, balances. With 0% on purchases and balance transfers made the first 60 days of card membership (and then 14.49% – 24.49% after that), this is one of the longest intro offers on the market, ideal for large purchases or a looming, lingering balance.

See more 0 APR credit cards.

Highlights

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Features

  • Balance Transfer
    Balance Transfer

Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

Read review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

BankAmericard® credit card

Average Ratings: (collected by Bank of America)
4.4 out of 5 stars
Ratings and reviews provided by issuer as of 2019-10-08.
See the latest reviews on Bank of America's site

For customer reviews and the most recent star ratings please click here