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Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card
Our rating:3.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

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Intro Bonus
25,000 points25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Reward Rates
1.5XEarn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Intro APR for 12 billing cycles for purchases
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

Great for:

Flat-rate travel rewards with no foreign transaction fee. The 25,000 sign-up points after only a $1,000 spend within the first 90 days is generous for a no annual fee card. The 1.5X points on all purchases is also quite nice.

The Bank of America Travel rewards credit card is among our picks for the best credit cards.

Highlights

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Airline
    Airline
  • Dining
    Dining
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • FICO Score
    FICO Score
  • Hotel
    Hotel
  • Low Interest
    Low Interest
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Rewards
    Rewards
  • Travel
    Travel
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.7 out of 5

Our take: You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Bank of America® Travel Rewards credit card

Average Ratings: (collected by Bank of America)
4.2 out of 5 stars
Ratings and reviews provided by issuer as of 2020-09-28.

For customer reviews and the most recent star ratings please click here