Bank of America® Premium Rewards® credit card
- Intro Bonus
- 50,000 pointsReceive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Reward Rates
- 2XEarn unlimited 2 points for every $1 spent on travel and dining purchases
- 1.5XUnlimited 1.5 points per $1 spent on all other purchases
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 15.99% - 22.99% Variable APR on purchases and balance transfers
- Annual Fee
- $95
Highlights
- Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases.
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 spent on travel and dining purchases.
- No limit to the points you can earn and your points don't expire.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years.
- No Foreign Transaction Fees.
- Low $95 annual fee.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Features
- Airline
- Annual Travel Credit
- EMV
- Excellent Credit
- FICO Score
- Hotel
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Rewards
- Travel
- Travel Accident Insurance
- Trip Cancellation Insurance
- TSA/Customs Reimbursement
- Unsecured credit card
- Visa Signature®
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.1 out of 5 | Our take: The Bank of America Premium Rewards credit card combines the features of a cash back card with the features of a premium travel card for a great value. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.