Bank of America® Premium Rewards® credit card
- Intro Bonus
- 50,000 pointsReceive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Reward Rates
- 2XEarn unlimited 2 points for every $1 spent on travel and dining purchases.
- 1.5XEarn unlimited 1.5 points per $1 spent on all other purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 15.99% - 22.99% Variable APR on purchases and balance transfers
- Annual Fee
- $95
Highlights
- Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don't expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $100 in Airline Incidental Credits annually and TSA Pre✓ ®/Global Entry Statement Credits of up to $100, every four years
- No Foreign Transaction Fees
- Low $95 annual fee
- Contactless Cards - The security of a chip card, with the convenience of a tap
Features
- Airline
- Annual Travel Credit
- EMV
- Excellent Credit
- FICO Score
- Hotel
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Rewards
- Travel
- Travel Accident Insurance
- Trip Cancellation Insurance
- TSA/Customs Reimbursement
- Unsecured credit card
- Visa Signature®
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.2 out of 5 | Our take: The Bank of America Premium Rewards card combines the features of a cash back card with the features of a premium travel card for a great value. |