Credit Cards Bank of America Bank of America® Cash Rewards Credit Card

Card Offer from our partner

Bank of America® Cash Rewards Credit Card

Apply Now APPLY BY PHONE Credit Needed
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.24% - 24.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Apply Now at Bank of America's
secure site

or call Bank of America at

Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Balance Transfers Intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.24% - 24.24% Variable APR on purchases and balance transfers
Annual Fee
Credit Needed

Bank of America® Cash Rewards Credit Card - Staff Review


Editor's Rating:

3.8-star review

3.8 out of 5

Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Bank of America® Cash Rewards Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2017-09-08.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 34980)


Average Ratings

Average Ratings
Online Experience
Customer Service
Account Benefits
Rewards Program
Username: David

Username: Gini

Rewards are good but the online experience is not. I was not able to sign up for autopay online, had to do it at the branch. As a result the autopay did not start when the first payment was due. As I was traveling during that time, I missed the payment date and incurred a late charge. Not a good system.

Username: Al

Works fine, but does not immediately send the money I earn to me.

Username: Paky

Username: Lorry

Username: PlanB

It is a good choice of a credit card for earning points for your purchases from certain categories.

Username: hjhl

Username: Medley

Username: Katie

Username: Nance

All of the features listed to the left are the reasons I love the card. I'm very pleased with the service and accounting timeliness.

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.