Credit Cards»Bank of America Credit Cards»Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Partner Offer

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Our rating:3.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
$300Get a $300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening
Reward Rates
1.5%Earn unlimited 1.5% cash back on all purchases everywhere, every time
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% for 9 billing cycles
Regular APR
12.24% - 22.24% Variable APR on purchases and balance transfers
Annual Fee
$0

Highlights

  • Get a $300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening
  • Earn unlimited 1.5% cash back on all purchases everywhere, every time
  • No annual cap and cash rewards don’t expire
  • No annual fee
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
  • Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you
  • 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.
  • Contactless Cards - the security of a chip card, with the convenience of a tap

Staff Review

Editor's Rating:

3.4 out of 5

Our take: You could get unmatched value out of this card as a Preferred Rewards member at the Platinum or Platinum Honors tier, but most cardholders will be better off with a card that offers a higher base rewards rate – even if that means paying an annual fee.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.