- Intro Bonus
- $300Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire.
- Reward Rates
- 3%3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- 2%2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- 1%Unlimited 1% cash back on all other purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0% for 9 billing cycles
- Regular APR
- 12.99% - 22.99% Variable APR on purchases and balance transfers
- Annual Fee
- $0
Highlights
- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining purchases and unlimited 1% cash back on all other purchases.
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.99% to 22.99% will apply.
- Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% in your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Features
- Business
- Cash Back
- EMV
- Excellent Credit
- Extended Warranty Program
- Gas
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Annual Fee
- Price Protection
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel
- Travel Accident Insurance
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating: 3.5 out of 5 | Our take: This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases. |