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American Express® Business Gold Card

American Express® Business Gold Card See Rates & Fees , Terms Apply

Partner Offer

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site
Intro Bonus
Intro Bonus
35,000 points Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Reward Rates
4X Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
1X Earn 1X on other purchases
25% Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.74% - 23.74% Variable
Annual Fee
$295

Great for:

Business expenses. If you find yourself often reaching for your wallet to pay for business expenses, this card will allow you to earn 4X points on 2 select categories where your business spent the most each month (up to $150,000 a year). 

See more of our picks for the best business credit cards of 2019.

Highlights

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
  • *Terms Apply

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Business
    Business
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: The Business Gold Rewards card from American Express is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.