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Bank of America Credit Cards |
With a range of credit cards to choose from, Bank of America credit cards offer the spending power you need and the features you want. From rewards cards to sports credit cards, apply for the credit card that's right for you.
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Search through the Bank of America Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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Bank of America® Platinum Plus® Visa® Card |

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- 0% Intro Annual Percentage Rate (APR) on purchases
- 12 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- No Annual Fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months for Balance Transfers* |
P + 2.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Students |
The following student credit card offers are for Bank of America credit cards. Compare offers side by side and apply online for the student credit card that is right for you.
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Bank of America® Student Platinum Plus® Visa® Credit Card |

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- Receive a $25 statement credit after qualifying transactions.
- No cosigner required
- No annual fee
- Online Banking Service
- Total Security Protection®
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
Prime + 10.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Cashback |
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Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card |

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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.(subject to a 3% transaction fee, no less than $10)
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
- No Annual Fee.
- Absolute fraud protection against unauthorized use, online and offline
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Money Return Visa® Platinum |

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- No annual fee
- All payments you make will be applied to the lowest APR balances first
- 3% of each advance (min. $10) for balance transfers
- At the end of every year, we'll calculate your total interest charges paid and write you a check for 10% of that amount
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% for Balance Transfers* |
6 months* |
P + 5.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Points |
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Bank of America® Accelerated RewardsTM American Express® Card |

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- 0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles
- No Annual Fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Earn rewards faster with 1.25 points for every net retail purchase dollar
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 Months* |
9.90%* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Visa® Credit Card |

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- No annual fee
- Absolute fraud protection
- Online access and 24-hour service
- Access to the MyConciergesm service, a unique personal assistance service
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Visa Signature® WorldPointsTM Rewards |

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- 0% Intro APR on balance transfers for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America World MasterCard® with WorldPointsTM |

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- 0% Intro APR on balance transfers for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Mastercard® Credit Card |

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- No annual fee
- 0% Intro APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles (subject to a 3% transaction fee, no less than $10)
- Absolute fraud protection
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
- Earn 1 point for every $1 in net retail purchases*
- Rewards begin at only 2,500 points
- Points do not expire for 5 years
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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MilesEdge® |

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- Receive 1,000 bonus points after your first purchase
- Earn one point for every $1 in purchases, up to 75,000 points per year
- Points last up to five years
- Redeem points for travel, theme park admissions, certificates to major hotel chains, brand-name merchandise, and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% for Balance Transfers* |
6 months* |
P + 4.99%* |
$19.00* |
Yes* |
Good Credit* |
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Wyndham Rewards MasterCardSM |

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- No annual fee
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- 24-hour Online Access
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 Months* |
9.9%* |
None* |
Yes* |
Good Credit* |
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Elite Rewards® World MasterCard® |

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- No Annual Fee.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.90%* |
None* |
Yes* |
Good Credit* |
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Financial Rewards® Visa® Platinum Plus® |

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- 6 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- Earn 5 bonus points with your first purchase.
- Points do not expire for 5 years
- Online Banking Service
- Total Security Protection®
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% for Balance Transfers* |
6 months* |
P + 5.99%* |
None* |
Yes* |
Good Credit* |
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Choice Privileges® Visa® Platinum |

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- 2 points for every $1 on net retail purchases
- 8,000 Points awarded after 1st purchase
- Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion®, Cambria SuitesTM and MainStay Suites® hotels.
- No Annual Fee
- Total Security Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.90%* |
6 months* |
Prime + 9.99%* |
None* |
Yes* |
Good Credit* |
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PetRewardsTM Platinum Plus® Visa® Credit Card |

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- 1 point for every dollar you spend on everyday purchases
- Rewards begin at just 750 points
- Earn points toward veterinary services, pet food discount certificates, and shelter donations
- Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
Prime + 9.99%* |
None* |
Yes* |
Good Credit* |
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Total Rewards® Platinum Plus® Visa® Card |

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- Introductory 0% APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn 2,500 Bonus Reward Credits after your first transaction.
- Earn 1 Bonus Reward Credit for every $1 you spend on net retail purchase transactions.
- Use your card at least once every six months to ensure your Reward Credits will not expire!
- Redeem your Reward Credits for exciting rewards like room upgrades, gourmet dinners, travel, merchandise, and other sure bets.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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The Home AdvantageTM World MasterCard® credit card with WorldPoints® rewards |

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- Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.
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| Intro APR |
Balance Transfer APR |
Intro APR Period |
Typical APR |
Annual Fee |
Balance Transfers |
Balance Transfer Intro Period |
Credit Needed |
| 0%* |
0%* |
12 months* |
9.99%* |
None* |
Yes* |
12 months* |
Good Credit* |
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EfectivaTM Visa® |

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- Earn 1 point for every $100 in net monthly purchases
- Every point earned is $1 back to you (up to $600 annually on monthly purchases and balance transfers)
- Earn 5 bonus points with your first purchase
- Earn 5 points for every $2,500 in net monthly balance transfers from non-Bank of America accounts
- Rewards start at just 25 points (points are redeemed in increments of 25 with no annual cap on point redemption)
- 25 points equal $25 cash back in the form of a check sent to you or a $25 credit to your Bank of America checking or savings account
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% for Balance Transfers* |
6 months* |
P + 5.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Airline-Hotels |
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Asiana Visa® Platinum |

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- 5,000 bonus miles with first purchase
- 1 mile for each dollar spent on net retail purchases
- 2 miles for every dollar spent on Asiana Airlines ticket purchases
- 2,000 miles each anniversary as a cardholder
- 90% annual discount on full fare business or first class companion ticket
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.90%* |
6 months* |
Prime + 9.99%* |
$80.00* |
Yes* |
Good Credit* |
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Alaska Airlines Visa® Signature |

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- 20,000 Bonus Miles upon approval online
- 1 mile for every net retail dollar spent; 2 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and Vacations packages
- 2 Board Room passes upon approval
- Earn and redeem miles with 10 airline partners - award travel begins at just 20,000 miles
- No annual mileage cap and miles never expire on active accounts
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
Prime + 6.99%* |
$75.00* |
Yes* |
Good Credit* |
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Hawaiian Airlines® Visa® Platinum |

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- 10,000 bonus miles with first purchase
- 1 HawaiianMile for every net retail dollar spent up to 100,000 miles per calendar year
- 5,000 miles each anniversary as a cardholder
- 2 HawaiianMiles for every dollar spent on tickets purchased directly from Hawaiian Airlines up to 100,000 miles per calendar year
- Total Security Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.99%* |
6 months* |
P+8.99%, P+9.99%* |
$50 Platinum, $25 Classic* |
Yes* |
Good Credit* |
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Mexicana® Airlines Visa® Platinum |

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- Receive 1 free companion ticket coupon, after your first purchase
- Receive a $99 companion ticket coupon each year thereafter
- Earn 1 Frecuenta Mile for every dollar you spend in net retail purchases
- Earn 2 Frecuenta Miles for every dollar you spend with Mexicana Airlines
- Receive 4,000 Welcome Miles when you join the Frecuenta Program
- Receive 2,000 Anniversary Miles each year
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.90%* |
6 months* |
Prime + 9.99%* |
$45.00* |
Yes* |
Good Credit* |
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Bank of America Sports |
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NFL Extra PointsTM Platinum Plus® Visa® |

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- Get a $50 Gift card after your first qualifying transaction(s) using your Extra Points™ credit card.
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn 1 point for every net retail purchase dollar spent.
- No annual fee.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Major League Baseball® Extra BasesTM Credit Card |

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- VIP Access
- MLB™ Autographed Memorabilia
- Cash Rewards
- Once-in-a-lifetime MLB™ Experiences
- and so much more!
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| Intro APR |
Transfer Fee |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
3.00%* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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NASCAR RacePointsSM Platinum Plus® Visa® Card |

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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles.
- Receive a $50 store credit at the NASCAR.COM Superstore®!
- Earn RacePoints rewards every time you make a purchase.
- No Annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card |

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- 0% intro APR on balance transfers & cash advances
- 9.9% regular APR for purchases
- No Annual fee
- Earn Outdoor Rewards Points
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.90%* |
None* |
Yes* |
Good Credit* |
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Bank of America Charity |
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Make-A-Wish® Visa® Platinum |

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- A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
- No annual fee
- No fees for balance transfers
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.90%* |
6 months* |
Prime + 7.99%* |
None* |
Yes* |
Good Credit* |
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Brighter Planet Visa® Credit Card |

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- 1 EarthSmart Point for every $1 net retail
- 1,000 EarthSmart bonus points with first transaction
- 1,000 EarthSmart bonus points for signing up for paperless statements
- For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers and Cash Advance Checks* |
12 months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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The Rainbow Card® Platinum Plus® Visa® Card |

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- Every purchase supports the Rainbow Endowment at no additional cost to you
- Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
- 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- 24 hour Customer Service
- Travel and emergency assistance
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers and Cash Advances* |
12 months* |
9.90%* |
None* |
Yes* |
Good Credit* |
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The Nature Conservancy Platinum Plus® Visa® Credit Card |

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- 0% Intro Annual Percentage Rate (APR) on purchases
- No Annual Fee
- 9.9% Standard APR for Platinum accounts and 15.99% for Preferred accounts
- Choose from four distinct card images of places support by The Nature Conservancy
- Complimentary one year membership and subscription to Nature Conservancy magazine, for new members
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Secured |
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Bank of America Secured Visa Platinum |

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- Credit lines available from $300 to $10,000
- Set your own credit limit
- Build or reestablish your credit
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
Prime +10.99%* |
$29.00* |
Yes* |
Bad Credit OK* |
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* See the online Bank of America credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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