Credit Cards»Wells Fargo Credit Cards»Wells Fargo Cash Wise Visa® card

Wells Fargo Cash Wise Visa® card

Wells Fargo Cash Wise Visa® cardSee Rates & Fees
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Wells Fargo's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Wells Fargo's Secure Site
Intro Bonus
$150 cash rewardsEarn a $150 cash rewards bonus after spending $500 in the first 3 months
Reward Rates
1.5%Earn unlimited 1.5% cash rewards on purchases
1.8%1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
Balance Transfers Intro APR
0% intro APR for 15 months on qualifying balance transfers
Purchases Intro APR
0% intro APR for 15 months
Regular APR
14.49%-24.99% (Variable)
Annual Fee
$0

Great for:

Cash rewards on digital wallet purchases. Along with a great everyday cash back rate of 1.5% cash rewards on every purchase, you can earn 1.8% cash rewards on qualifying digital wallet purchases for the first 12 months using tools like Apple Pay® and Google Pay™. This unique feature should make the Cash Wise Visa one of the best cash back credit cards for cardholders who love to pay on the go.

Highlights

  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
  • $0 annual fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Select "Apply Now" to learn more about the product features, terms and conditions

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Cellphone Insurance
    Cellphone Insurance
  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Rewards
    Rewards
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: With simple, reliable rewards that you can earn with virtually every purchase, the Wells Fargo Cash Wise Visa card has much to offer to current Wells Fargo customers and prospective customers alike.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.