Credit Cards»Balance Transfer Credit Cards»U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum CardSee Rates & Fees
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U.S. Bank Visa® Platinum Card

Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at U.S. Bank's secure site
Balance Transfers Intro APR
0% intro APR for 18 billing cycles on balance transfers
Purchases Intro APR
0% intro APR for 18 billing cycles on purchases
Regular APR
18.24% - 28.24% (Variable)
Annual Fee


  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 18.24% - 28.24%.
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
  • Choose a payment due date that fits your schedule
  • No Annual Fee
  • Terms and conditions apply.


  • 0% Introductory APR
    0% Introductory APR
  • Balance Transfer
    Balance Transfer

Staff Review

Editor's Rating:

4.3 out of 5

Our take: The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period.   See Rates and Fees  

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.