Credit Cards » Petal® Visa® Credit Card
Petal® Visa® Credit Card
Partner Offer

Petal® Visa® Credit Card

No Credit History
Apply Now at WebBank's Secure Site
Reward Rates
1.5% Up to 1.5% cash back after making 12 on-time monthly payments.
1% 1% cash back on eligible purchases right away.
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
12.99% - 29.49% (Variable)
Annual Fee


  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Variable APRs 12.99% - 29.49%
  • 1% cash back on eligible purchases right away
  • Up to 10% cash back from select merchants
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Staff Review


Editor's Rating:

4.1-star review

4.8 out of 5

Our take: The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building or rebuilding your credit history, but you could face a high APR.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.