Credit Cards»Petal® 2 "Cash Back, No Fees" Visa® Credit Card

No annual fee

Petal® 2
Partner Offer

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Petal's secure site
Reward Rates
1.5%Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
1%1% cash back on eligible purchases right away.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.99% - 29.99% (Variable)
Annual Fee
$0

Highlights

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 15.99% - 29.99%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank

Features

  • Cash Back
    Cash Back
  • Fair Credit
    Fair Credit
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees

Staff Review

Editor's Rating:

3.9 out of 5

Our take: The Petal 2 offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.