Credit Cards » Petal Credit Cards » Petal Visa® Credit Card
Petal Visa® Credit Card
Partner Offer

Petal Visa® Credit Card

No Credit History
Apply Now at WebBank's Secure Site
Reward Rates
1.5% Up to 1.5% cash back after making 12 on-time monthly payments.
1% 1% cash back on purchases right away
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
14.74% - 25.74% (Variable)
Annual Fee


  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on purchases right away
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology can help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Staff Review


Editor's Rating:

4.1-star review

4.8 out of 5

Our take: The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building or rebuilding your credit history; however, you could face a high APR if you don’t pay off your balance in full by the due date each month.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.