Credit Cards»Petal® 1 "No Annual Fee" Visa® Credit Card
Petal® 1
Partner Offer

Petal® 1 "No Annual Fee" Visa® Credit Card

No Credit History
Apply Now at WebBank's Secure Site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
19.99% - 29.49% (Variable)
Annual Fee


  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500-$5,000 credit limits
  • Variable APRs 19.99-29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Staff Review


Editor's Rating:

3.4-star review

3.4 out of 5

Our take: Though it offers lackluster rewards, the Petal 1 “No Annual Fee” Visa Credit Card is a solid option for credit-builders looking to minimize costs and get a chance at a higher than average credit limit.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.