Credit Cards»Petal® 1 "No Annual Fee" Visa® Credit Card
Petal® 1
Partner Offer

Petal® 1 "No Annual Fee" Visa® Credit Card

Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Petal's secure site
Reward Rates
2% - 10% cash back2% - 10% cash back at select merchants
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
24.49% - 33.99% (Variable)
Annual Fee


  • $0 Annual Fee
  • Variable APRs range from 24.49% - 33.99%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank


  • Fair Credit
    Fair Credit
  • No Annual Fee
    No Annual Fee
  • No Credit History
    No Credit History

Staff Review

Editor's Rating:

3.9 out of 5

Our take: Though it offers lackluster rewards, the Petal 1 “No Annual Fee” Visa Credit Card is a solid option for credit-builders looking to minimize costs and get a chance at a higher-than-average credit limit.

Read full review

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.