- Intro Bonus
- 15,000 pointsGet 15,000 bonus points after you spend $1,000 in your first three months.*
- Reward Rates
- 7XEarn unlimited 7x total points with GM.*
- 4X4x points on purchases everywhere else.*
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0% Intro Purchase APR for 12 Months*
- Regular APR
- 19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023
- Annual Fee
- $0*
Highlights
- The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
- Get 15,000 bonus points after you spend $1,000 in your first three months.*
- Earn unlimited 7x total points with GM.*
- Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
- 0% intro APR on purchases for the first 12 months, then a variable APR of 19.24% to 29.24%.*
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
- See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
Staff Review
Editor's Rating: 3.9 out of 5 | Our take: This card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card's restrictive redemption program doesn't leave you many options for rewards. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.