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Discover it® Student chrome

No Credit History
Apply Now at Discover's Secure Site
No Credit History
Apply Now at Discover's Secure Site
Intro Bonus
Cashback Match™Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Reward Rates
2%Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1%Earn 1% unlimited cash back on all other purchases – automatically.
Balance Transfers Intro APR
10.99% for 6 months
Purchases Intro APR
0% for 6 months
Regular APR
12.99% - 21.99% Variable
Annual Fee
$0

Great for:

No credit history. Like the Discover it® chrome, this card is perfect for gas stations and restaurants, with 2% back on those categories up to $1,000 in combined purchases per quarter (then 1%), then a cash back match at the end of your first year as a new cardholder.

See more of the best student credit cards.

Highlights

  • Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they're approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.

Features

  • Cash Back
    Cash Back
  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Student
    Student
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.9-star review

3.9 out of 5

Our take: The Discover it® Student chrome zooms to the top of the class because of its winning cash rewards program and user-friendly features. 

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Student chrome

Average Ratings
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2021-01-06.