- Intro Bonus
- Earn 30,000 bonus PointsEarn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- Reward Rates
- 5XEarn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com.
- 3XEarn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
- 3XEarn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- 2XEarn 2 ThankYou® Points for each $1 spent at Restaurants.
- 1XEarn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- Balance Transfers Intro APR
- 0% Intro APR for 15 months on balance transfers.
- Purchases Intro APR
- 0% Intro APR for 15 months on purchases.
- Regular APR
- 19.24% - 29.24% (Variable)
- Annual Fee
- $0
Highlights
- Earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
- Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- No Annual Fee
Features
- 0% Introductory APR
- Balance Transfer
- Excellent Credit
- Good Credit
- Hotel
- No Annual Fee
- Points
- Rewards
- Travel
