Citi® Secured Mastercard®

Citi® Secured Mastercard®

at Citi's Secure Site
Credit Cards » Citi Credit Cards » Citi® Secured Mastercard®
Citi® Secured Mastercard®
Partner Offer

Citi® Secured Mastercard®

No Credit History
at Citi's Secure Site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
24.74%* (Variable)
Annual Fee


  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted — worldwide


  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • Presale Tickets
    Presale Tickets
  • Price Protection
    Price Protection
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review


Editor's Rating:

3-star review

3 out of 5

Our take: A good starter card for those who are new to credit, the Citi Secured Mastercard allows cardholders to jumpstart their credit history without committing to a high annual fee.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.