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- Intro Bonus
- $150 Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Reward Rates
- 5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter.
- 1% Unlimited 1% cash back on all other purchases - it's automatic
- Balance Transfers Intro APR
- 0% Intro APR on Balance Transfers for 15 months
- Purchases Intro APR
- 0% Intro APR on Purchases for 15 months
- Regular APR
- 16.74% - 25.49% Variable
- Annual Fee
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
Our take: The Chase Freedom credit card is a well-rounded cash back card, and a great card to have in conjunction with other Chase cards from the Ultimate Rewards family.