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Capital One® Spark® Miles for Business

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Capital One's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Capital One's Secure Site
Intro Bonus
Intro Bonus
200,000 miles Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more. Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
Reward Rates
2X Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.
5X Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Great for:

Frequent business travelers who want to earn rewards without a high annual fee. With flexible redemption options, 2X miles on every purchase and a solid intro bonus, this card is perfect for someone who travels often for business but does not want a card with a high annual fee.

This card is easily among the best business credit cards of 2019.

Highlights

  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that

Features

  • Business
    Business
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

 

Editor's Rating:

4.4-star review

4.4 out of 5

Our take: The Capital One Spark Miles for Business card offers a valuable travel rewards program, but is too similar to the more flexible cash back version of the card.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Capital One® Spark® Miles for Business

Average Ratings: (collected by Capital One)
4.5 out of 5 stars
See the latest reviews on Capital One's site

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