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- Intro Bonus
- $500 Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Reward Rates
- 2% Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 18.49% (Variable)
- Annual Fee
- $0 intro for first year; $95 after that
- Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
- $0 annual fee for the first year; $95 after that
- Free employee cards, which also earn unlimited 2% cash back on all purchases
- $0 Fraud Liability if your card is lost or stolen
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- No foreign transaction fees
4.5 out of 5
Our take: If you want a simple business credit card with a superb cash-back rate, you will love the Spark Cash From Capital One card.