- Intro Bonus
- Up to 101,000 total pointsEarn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 + up to 51,000 points through 10x total points on travel and dining
- Reward Rates
- 3XEarn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- 1XEarn 1x points for each dollar spent on all other purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 17.24% - 24.24% Variable
- Annual Fee
- $95
Highlights
- Earn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 + up to 51,000 points through 10x total points on travel and dining
- $95 Annual Fee
- Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- No foreign transaction fees.
- Free first checked bag.
- 500 bonus points for every $2,000 you spend in a calendar month.
- Earn 1x points for each dollar spent on all other purchases.