Visa Credit Cards

Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.

See the best Visa credit card offers from our partners below.

The First Access VISA® Credit Card

The First Access VISA® Credit Card
Bad to Fair Credit Recommended (300-670) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at The Bank of Missouri's Secure Site

At A Glance

Intro Bonus
No current offer
Annual Fee
See Terms*
Regular APR
N/A

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Highlights

  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application

Rates & Fees

Annual Fee
See Terms*
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

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Green Dot primor® Visa® Gold Secured Credit Card

Green Dot primor® Visa® Gold Secured Credit Card
No Credit History
at Green Dot primor's Secure Site

At A Glance

Intro Bonus
No current offer
Annual Fee
$49
Regular APR
9.99% fixed

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Highlights

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

Rates & Fees

Annual Fee
$49
Intro Purchase APR
N/A
Regular APR
9.99% (Fixed)
Intro Balance Transfers APR
N/A

View All Card Details

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Green Dot primor® Visa® Classic Secured Credit Card

Green Dot primor® Visa® Classic Secured Credit Card
See Terms
at Green Dot primor's Secure Site

At A Glance

Intro Bonus
No current offer
Annual Fee
$39
Regular APR
13.99% fixed

Show Less

Highlights

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

Rates & Fees

Annual Fee
$39
Intro Purchase APR
N/A
Regular APR
13.99% (Fixed)
Intro Balance Transfers APR
N/A

View All Card Details

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Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi
Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Citi's Secure Site

At A Glance

Intro Bonus
No current offer
Annual Fee
$0
Regular APR
16.99% variable

Show Less

Highlights

  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases

Rates & Fees

Annual Fee
$0
Intro Purchase APR
N/A
Regular APR
16.99%* (Variable)
Intro Balance Transfers APR
N/A

View All Card Details

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Comparing Visa Credit Card Offers

Updated: June 1, 2018

You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.

Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:

Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.


After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Sapphire Preferred and Capital One Venture Rewards Credit Card are at the top of our list and both great for travel. The Chase Freedom and Wells Fargo Cash Wise offer great cash back rewards. If you have average or limited credit history, the Capital One Quicksilver Cash Rewards Credit Card or the Wells Fargo Platinum Visa Card are both good options.

CreditCards.com's expert picks: Best Visa credit cards of 2018

Best For:CardOur RatingAnnual Fee
Flat-rate cash backChase Freedom Unlimited®3.6 / 5$0
Gas purchasesBank of America® Cash Rewards Credit Card3.8 / 5$0
Flexible travel rewardsChase Sapphire Preferred® Card4.3 / 5$95 waived first year
No annual feeCapital One® VentureOne® Rewards Credit Card3.6 / 5$0
Rotating bonus categoriesChase Freedom®3.4 / 5$0
Average creditCapital One® Quicksilver® Cash Rewards Credit Card3.5 / 5$0
Cash back sign-up bonusWells Fargo Cash Wise Visa® Card3.5 / 5$0
Hotel bookingsCapital One® Venture® Rewards Credit Card4.4 / 5$95 waived first year
Building creditCredit One Bank® NASCAR® Visa® Credit CardN/A$0 - $99
Sign-up bonusBank of America® Travel Rewards Credit Card3.4 / 5$0

What is Visa?

Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.

Where are Visa cards accepted? Are there limitations?

Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.

How big is Visa? How many Visa cards are there?

The FactsDescription
Employees12,400+
HeadquartersSan Francisco
Merchant locations44 million
Cards3.1 billion
Currencies160
2016 payment volume$6.3 trillion

Source: Visa

Visa vs. Mastercard benefits

BenefitVisa TraditionalMastercard BasicVisa SignatureMasterCard WorldVisa InfiniteMasterCard World Elite
24-hour serviceXXXXXX
Lost or stolen card reportingXXXXXX
Emergency card replacementXXXXXX
Emergency cash disbursementXXXXXX
Auto rental collision damage waiverX
X
X
Zero liabilityXXXXXX
Roadside dispatchX
X
X
ID theft protection
X
X
X
Fuel rewards
X
X
X
Price protection
XXX
X
Extended warranty
XXXXX
Year-end summary

X
X
Travel, emergency assistance

X
X
Return protection

X
X
Purchase security

X
X
Travel accident ins.

X
X
Trip cancellation

X
XX
Trip delay

X
X
Lost luggage

X
X
Free shipping


X
X
Access to high-end rentals

XXXX
Priceless® experiences


X
X
24/7 Concierge


XXX
Hotel stay/rate guarantee


X
X
Travel deals


XXX
Airport concierge


X
X

What to think about when picking out a Visa credit card

  • Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
  • Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
  • Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
  • Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.