Visa Credit Cards

Visa Credit Cards

Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.

See the best Visa credit card offers from our partners below.

Chase Slate®

Chase Slate®

6,032 customer reviews

Apply Now Credit Needed
Excellent/Good
  • $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
  • 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.49% - 25.24% variable APR.
  • See monthly updates to your FICO® Score and the reasons behind your score for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.49% - 25.24% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

7,875 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Apply Now at Bank of America's
secure site
Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Balance Transfers Intro APR
N/A
Regular APR
16.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$0
Credit Needed
Excellent/Good

Bank of America® Premium Rewards® Credit Card

Apply Now Credit Needed
Excellent/Good
  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don't expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Apply Now at Bank of America's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$95
Credit Needed
Excellent/Good

Alaska Airlines Visa Signature® Credit Card

Apply Now Credit Needed
Excellent/Good
  • Special Introductory Offer: Buy 1 ticket, get 1 for just the taxes and fees with Alaska's Famous Companion Fare™ Offer.
  • Get 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of your account opening.
  • Enjoy another Alaska's Famous Companion Fare™ every year from $121 ($99 plus taxes and fees from $22) on your account anniversary valid on Alaska and Virgin America flights booked on alaskaair.com.
  • Save with a free checked bag on Alaska and Virgin America flights for you and up to six other passengers on the same reservation.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines and Virgin America purchases and 1 mile for every $1 spent on all other purchases. No foreign transaction fees.
  • There are two types of cards: the Visa Signature® card and the Platinum Plus® card. The card you receive will be determined by several factors including your income and credit history.
  • The benefits and bonus miles above apply to Visa Signature cards only. The Annual Fees, benefits and bonus miles for Platinum Plus® cards are different.
  • For more information on the differences, see the Features section accompanying the application.
Apply Now at Bank of America's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$75
Credit Needed
Excellent/Good

Susan G. Komen® Cash Rewards Visa® credit card from Bank of America

Apply Now Credit Needed
Excellent/Good
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $8 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers.
Apply Now at Bank of America's
secure site
Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Balance Transfers Intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$0
Credit Needed
Excellent/Good

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

1,449 customer reviews

Apply Now Credit Needed
Excellent Credit
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Apply Now at Chase's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.49% - 24.49% Variable
Annual Fee
$69
Credit Needed
Excellent Credit

Bank of America® Platinum Visa® Business credit card

Apply Now Credit Needed
Excellent Credit
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
  • Get a flexible suite of online services that adopts to your business needs with MyReport Center.
Apply Now at Bank of America's
secure site
Purchases Intro APR
0% for 7 billing cycles
Balance Transfers Intro APR
N/A
Regular APR
10.74% - 21.74% Variable APR on purchases and balance transfers
Annual Fee
$0
Credit Needed
Excellent Credit

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

2,133 customer reviews

Apply Now Credit Needed
Excellent Credit
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Apply Now at Chase's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.49% - 24.49% Variable
Annual Fee
$99
Credit Needed
Excellent Credit

U.S. Bank Altitude™ Reserve Visa Infinite® Card

Apply Now Credit Needed
Excellent Credit
  • Exclusive to U.S. Bank customers
  • New Cardmember Bonus: 50,000 bonus points worth $750 on travel when you spend $4,500 in eligible net purchases within the first 90 days of account opening
  • Up to $325 annual statement credits for eligible net travel purchases
  • Earn 3X points for every $1 on eligible net travel purchases & mobile wallet spending
  • Complimentary Gogo® Inflight Wi-Fi – get 12 passes per year
  • Airport Lounge Access to 1,000+ Priority PassTM lounges worldwide
  • TSA Precheck or Global Entry – up to $100 statement credit reimbursement for the application fee once every four years
  • See additional U.S. Bank Altitude™ Reserve Visa Infinite® Card details
Apply Now at U.S. Bank's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.24%* (Variable)
Annual Fee
$400*
Credit Needed
Excellent Credit
See Rates & Fees

Southwest Rapid Rewards® Premier Business Credit Card

Apply Now Credit Needed
Excellent Credit
  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • Employee cards at no additional cost
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees
Apply Now at Chase's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.49% - 24.49% Variable
Annual Fee
$99
Credit Needed
Excellent Credit

Comparing Visa Credit Card Offers

You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.

Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:

Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.


Here are the best Visa credit cards of 2018:

After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Sapphire Preferred and Capital One Venture Rewards Credit Card are at the top of our list and both great for travel. The Chase Freedom and Wells Fargo Cash Wise offer great cash back rewards. If you have average or limited credit history, the Capital One Quicksilver Cash Rewards Credit Card or the Wells Fargo Platinum Visa Card are both good options.

CardBest For:Our RatingAnnual Fee
Chase Sapphire Preferred® CardFlexible travel rewards4.3 / 5$95 waived first year
Capital One® Venture® Rewards Credit CardHotel bookings4.4 / 5$95 waived first year
Chase Freedom Unlimited®Flat-rate cash back3.6 / 5$0
Capital One® VentureOne® Rewards Credit CardNo annual fee3.6 / 5$0
Wells Fargo Cash Wise Visa® CardCash back sign-up bonus3.5 / 5$0
Chase Freedom®Rotating bonus categories3.4 / 5$0
Capital One® Quicksilver® Cash Rewards Credit CardAverage credit3.5 / 5$0
U.S. Bank Cash+™ Visa Signature® CardChoose your own bonus categories3.1 / 5$0
Wells Fargo Platinum Visa® CardFair creditN/A$0
Chase Sapphire Reserve®Sign-up bonus4.8 / 5$450

What is Visa?

Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.

Where are Visa cards accepted? Are there limitations?

Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.

How big is Visa? How many Visa cards are there?

The FactsDescription
Employees12,400+
HeadquartersSan Francisco
Merchant locations44 million
Cards3.1 billion
Currencies160
2016 payment volume$6.3 trillion

Source: Visa

Visa vs. Mastercard benefits

BenefitVisa TraditionalMastercard BasicVisa SignatureMasterCard WorldVisa InfiniteMasterCard World Elite
24-hour serviceXXXXXX
Lost or stolen card reportingXXXXXX
Emergency card replacementXXXXXX
Emergency cash disbursementXXXXXX
Auto rental collision damage waiverX
X
X
Zero liabilityXXXXXX
Roadside dispatchX
X
X
ID theft protection
X
X
X
Fuel rewards
X
X
X
Price protection
XXX
X
Extended warranty
XXXXX
Year-end summary

X
X
Travel, emergency assistance

X
X
Return protection

X
X
Purchase security

X
X
Travel accident ins.

X
X
Trip cancellation

X
XX
Trip delay

X
X
Lost luggage

X
X
Free shipping


X
X
Access to high-end rentals

XXXX
Priceless® experiences


X
X
24/7 Concierge


XXX
Hotel stay/rate guarantee


X
X
Travel deals


XXX
Airport concierge


X
X

What to think about when picking out a Visa credit card

  • Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
  • Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
  • Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
  • Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.