Visa Credit Cards

Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.

See the best Visa credit card offers from our partners below.

Summary

Best Visa credit cards of 2019:

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$0
Regular APR
17.24% - 26.74% variable

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

3X
Earn 3X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels.
2X
2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains)
1X
1X point for every $1 spent on all other purchases

At A Glance

Intro Bonus
30,000 Points
Annual Fee
$0
Regular APR
17.74% - 24.74% variable

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
See Terms*
Regular APR
See Terms*

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

10X
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
1.25X
Earn 1.25X miles on every purchase, every day.

At A Glance

Intro Bonus
20,000 miles
Annual Fee
$0
Regular APR
13.74% - 23.74% variable

Fair to Good

Credit Recommended (580-740)

Apply Now

Rewards Rate

1%
Receive 1% cash back on eligible purchases and double cash back at the NASCAR Shop. Terms apply.

At A Glance

Intro Bonus
No current offer
Annual Fee
$0 - $99
Regular APR
19.99% - 25.99% variable

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$35
Regular APR
19.14% variable

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

3X
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.
1X
Unlimited 1 mile for every $1 spent on all other purchases.

At A Glance

Intro Bonus
40,000 miles
Annual Fee
$75
Regular APR
17.74% - 25.74% variable

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

2X
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
1.5X
Earn unlimited 1.5 points per $1 spent on all other purchases.

At A Glance

Intro Bonus
50,000 points
Annual Fee
$95
Regular APR
17.74% - 24.74% variable

Fair to Good

Credit Recommended (580-740)

Apply Now

Rewards Rate

1%
Receive 1% cash back on eligible purchases, terms apply

At A Glance

Intro Bonus
No current offer
Annual Fee
$39
Regular APR
25.99% variable

Excellent

Credit Recommended (740-850)

Apply Now

Rewards Rate

3X
3X points on travel immediately after earning your $300 travel credit
3X
3X points on dining at restaurants
1X
1 point per $1 spent on all other purchases

At A Glance

Intro Bonus
50,000 points
Annual Fee
$450
Regular APR
18.99% - 25.99% variable

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Comparing Visa Credit Card Offers

Updated: October 1, 2019

You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.

Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:

Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.


After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Freedom Unlimited tops our list and is great for everyday purchases. Cash back cards like the Wells Fargo Cash Wise offer great bonuses. If you have average or limited credit history, the Credit One Bank Platinum Visa is a good option.

CreditCards.com's expert picks: Best Visa credit cards of 2019

Best For:CardOur RatingAnnual Fee
Good creditCapital One® Quicksilver® Cash Rewards Credit Card3.4 / 5$0
Unlimited cash backChase Freedom Unlimited®3.8 / 5$0
Cash sign-up bonusWells Fargo Cash Wise Visa® card3.5 / 5$0
Everyday cash backChase Freedom®3.1 / 5$0
Choice of rewardsU.S. Bank Cash+™ Visa Signature® Card2.0 / 5$0
Flexible rewardsChase Sapphire Preferred® Card3.9 / 5$95
Zero fraud liabilityCredit One Bank® Unsecured Visa® with Cash Back RewardsN/A$0-99
Simple travel rewardsBank of America® Travel Rewards credit card3.4 / 5$0
Fast applicationCredit One Bank® Visa® Credit Card2.2 / 5$0-99
Building creditCredit One Bank® Platinum Visa® with Cash Back RewardsN/A$39

What is Visa?

Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.

Where are Visa cards accepted? Are there limitations?

Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.

How big is Visa? How many Visa cards are there?

Visa dominates most of the world market as a payment network. Let's look at Visa's financial and physical reach:

  • 3.3 billion cards worldwide
  • 200+ countries and territories
  • 15,900 financial institutions
  • $11 trillion total volume
  • 160+ currencies
  • 46+ million merchant locations

Visa vs. Mastercard benefits

BenefitVisa TraditionalMastercard BasicVisa SignatureMastercard WorldVisa InfiniteMastercard World Elite
24-hour serviceXXXXXX
Lost or stolen card reportingXXXXXX
Emergency card replacementXXXXXX
Emergency cash disbursementXXXXXX
Auto rental collision damage waiverX
X
X
Zero liabilityXXXXXX
Roadside dispatchX
X
X
ID theft protection
X
X
X
Fuel rewards
X
X
X
Price protection
XXX
X
Extended warranty
XXXXX
Year-end summary

X
X
Travel, emergency assistance

X
X
Return protection

X
X
Purchase security

X
X
Travel accident ins.

X
X
Trip cancellation

X
XX
Trip delay

X
X
Lost luggage

X
X
Free shipping


X
X
Access to high-end rentals

XXXX
Priceless® experiences


X
X
24/7 Concierge


XXX
Hotel stay/rate guarantee


X
X
Travel deals


XXX
Airport concierge


X
X

What to think about when picking out a Visa credit card

  • Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
  • Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
  • Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
  • Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.

Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura's work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.