No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.

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Discover it® Miles review

Discover it® Miles

4.1 rating

The Discover it® Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

Terms and conditions apply.

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Bilt Mastercard® review

Bilt Mastercard®

4.0 rating

The Bilt Mastercard is perfect for renters and people saving up for their next home. Not only do you earn points on monthly rent, but you also get rewarded for travel and dining.

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Citi® Diamond Preferred® Card review

Citi® Diamond Preferred® Card

3.9 rating

Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer fee when weighing options.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

3.9 rating

Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.

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My GM Rewards® Mastercard® review

My GM Rewards® Mastercard®

3.9 rating

This card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card’s restrictive redemption program doesn’t leave you many options for rewards.

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Discover it® Chrome review

Discover it® Chrome

3.9 rating

A good card for foodies and commuters, the Discover it® Chrome credit card features an outstanding sign-up bonus that matches the cash back you earn at the end of your first year and a solid rewards rate on restaurant and gas station purchases.

Terms and conditions apply.

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Citi Rewards+® Card review

Citi Rewards+® Card

3.9 rating

The Citi Rewards+ Card is a valuable no-annual-fee card that rewards users for everyday purchases. While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points.

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Bank of America® Unlimited Cash Rewards credit card review

Bank of America® Unlimited Cash Rewards credit card

3.8 rating

If you’re a Bank of America Preferred Rewards® program member at the Platinum tier or higher, the Unlimited Cash Rewards card is hands-down one of your best flat-rate cash back options. If not, you can probably do better.

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