A credit card offers great convenience; however if your personal or account information is lost or stolen, it can also be a source of endless aggravation. PrivacyWise™ is a reference guide that helps you:

  • Reduce the risk of having your credit card account or your identity stolen
  • Quickly respond if you've been a victim

Protecting Yourself

Security Tips
  • Guard your PIN number and password

  • Shred any documents that contain identifying information before disposing of them.

  • Ask your bank and credit card companies not to send you unsolicited credit card applications in the mail.

    • Opt out of receiving pre-screened credit solicitations from the major bureaus by calling 1-888-5-OPTOUT.

    • You may also fill out the form at in order to opt out of receiving credit card offers in the mail.

    • You may also opt out of receiving credit card offers in the mail by writing to the four major credit bureaus individually to request that your name not be included on their pre-screened lists. Send a letter indicating your intention to opt out, including your phone number, name, mailing address, ZIP code and Social Security Number to each bureau. If you have moved in the last six months, include your old address as well.

      • Equifax
        Equifax Options
        PO BOX 790123
        Atlanta, GA 30374-0123

      • TransUnion
        TransUnion LLC's Name Removal Option
        PO Box 97328
        Jackson, MS 39288-7328

      • Experian
        Consumer "OPT-OUT"
        901 West Bond
        Lincoln, NE 68521

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