No Annual Fee Credit Cards

With these cards, you can still get a low rate and generous cash back and rewards, even though there's no annual fee. Consider these cards from our partners and see how they stack up. Note that some of the cards have no annual fee in the first year, but charge a fee in the following years.

See offers from our partners below.

Ad Choices Image
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.99% - 22.99%
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card.
  • Certain terms, conditions, and exclusions apply.
  • See additional U.S. Bank Visa® Platinum Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0%* for 15 billing cycles*
    Balance Transfers Intro APR
    0%* for 15 billing cycles*
    Regular APR
    10.99% - 22.99%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Special Cash Back Offer: 5.5% cash back for the first year on your first $2,000 in eligible purchases each quarter on the combined two categories you choose. Thereafter, earn 5%.
  • 2.5% cash back for the first year on your choice of one everyday category (i.e. gas or groceries). Thereafter, earn 2%.
  • 1.5% cash back for the first year on all other eligible net purchases. Thereafter, earn 1%
  • New Cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 14.99% - 23.99%
  • Unlimited cash back
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • See additional U.S. Bank Cash+™ Visa Signature® Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0%* for 12 billing cycles*
    Regular APR
    14.99% - 23.99%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Good/Excellent
  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
 APPLY NOW

at USAA's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.90%-26.90% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Good/Excellent
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
 APPLY NOW

at USAA's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.90%-26.90% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance transfer rate for 12 mos with 3% balance transfer fee. After that, the APR for the unpaid balance and any new balance transfers will be 9.49% to 17.99%.
  • APR will vary w/the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of April 1, 2017 and are subject to change.
  • 1.5% Unlimited Cash Back On All Purchases w/no caps, limits or category restrictions of rewards. Flexible cash redemption options. Earn up to 2% Cash Back through the PenFed Honors Advantage program
  • No Annual or Foreign Transaction Fees
  • Chip Enabled for Added Security and Federally Insured by the NCUA
  • Rates As Low As 9.49% APR
  • See additional PenFed Power Cash Rewards Visa Signature® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    9.49%-17.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 9.24%-17.99%. APR will vary w/market based on Prime Rate.
  • 3% balance transfer fee per transaction. Subject to credit approval.
  • Rate and offers current as of April 1, 2017 and subject to change.
  • Earn 5 points on airfare purchases, Earn 1 point on all other purchases
  • 20,000 bonus points when you spend $2,500 within the first 3 months of opening the card account
  • No annual fee and no foreign transaction fees
  • Rates as low as 9.24% APR
  • Chip Enabled for Added Security, Federally insured by NCUA
  • See additional PenFed Premium Travel Rewards American Express® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Amalgamated Bank of Chicago's
secure site

Credit Needed
Good/Excellent
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.90% - 23.90%, based on your creditworthiness
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
 APPLY NOW

at Amalgamated Bank of Chicago's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.90% - 23.90% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at Citi's
secure site

Credit Needed
Excellent Credit
  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
 APPLY NOW

at Citi's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0%* for 7 months on Purchases*
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.24* (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 9.24%-17.99%. APR will vary w/market based on Prime Rate.
  • 3% balance transfer fee per transaction. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of April 1, 2017 and subject to change.
  • Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
  • Earn 3 points on supermarket purchases, Earn 1 point on all other purchases
  • No annual fee, Chip Enabled for Added Security
  • Federally insured by NCUA
  • See additional PenFed Platinum Rewards Visa Signature® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 9.24% to 17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 mos of account opening.
  • Rate and offers current as of April 1, 2017 and are subject to change.
  • Absolutely No Fees, No Annual Fee, No Late Fee, No Cash Advance Fee
  • Chip Enabled for Added Security
  • Federally Insured by NCUA
  • Rates As Low As 9.24% APR
  • See additional PenFed Promise Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    4.99% for 12 months
    Regular APR
    9.24%-17.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
Show More Results