Military Credit Cards

If you're a member of the military, you're no stranger to making sacrifices and doing demanding jobs. You signed up to put the needs of others before your own. You constantly face unique challenges and continuously learn from them. Your life is complex in ways that many people can't even begin to imagine – and your personal finances are no exception

Fortunately, there are unique financial benefits available to military members. You may already be familiar with some of the benefits you're entitled to as an active duty military member thanks to the Servicemembers Civil Relief Act (SCRA), such as a 6% APR cap on credit card debt that was incurred before your military service began. Because the SCRA is a federal law, you are entitled to these benefits with any credit card, but it won’t happen automatically – you’ll have to contact the bank and provide them with a copy of your active duty orders in order to prove your eligibility.

But the SCRA isn't the only financial benefit available to those serving in the armed forces. Many banks are happy to show their appreciation by providing additional perks to military cardholders. They often offer waived annual fees, late fees, or foreign transaction fees. Although the SCRA’s interest rate cap applies only to debt accumulated prior to military service, a lot of banks offer extremely low interest rates for the entire time that you’re on active duty – some of them even go as low 0% APR! Making interest-free purchases is a huge advantage. Some credit cards also kick the benefits up another notch while you’re deployed by reducing interest rates further or even waiving minimum payment requirements. If your current credit card is only giving you the 6% APR required by the SCRA, it’s a good idea to reduce interest costs even further with a balance transfer to a card that offers an even better rate to military members. The card offers listed on this page can help simplify your finances and cut down on interest and fees.

See offers from our partners below.

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 APPLY ONLINE

at USAA's
secure site

Credit Needed
Good/Excellent
  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
 APPLY NOW

at USAA's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.90%-26.90% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Good/Excellent
  • Earn 2.5% cash back on credit card purchases when you have a free* USAA Bank checking account with a qualifying direct deposit of at least $1,000 every month.*
  • Enjoy unlimited cash back on the amount you can earn.
 APPLY NOW

at USAA's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    14.90%-20.90% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Good/Excellent
  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
 APPLY NOW

at USAA's
secure site

Credit Needed
Good/Excellent
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.90%-26.90% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Bad Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
 APPLY NOW

at USAA's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.90%-20.90% (Variable)
    Annual Fee
    $35
    Credit Needed
    Bad Credit
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Bad Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
 APPLY NOW

at USAA's
secure site

Credit Needed
Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    10.90%-20.90% (Variable)
    Annual Fee
    $35
    Credit Needed
    Bad Credit
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help American Veterans assist veterans and their families.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • See additional American Veterans USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help DAV empower veterans to lead high-quality lives with respect and dignity.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • See additional Disabled American Veterans USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help Paralyzed Veterans of America fulfill their mission: For more than 70 years, PVA has been on a mission to change lives and build brighter futures for our seriously injured heroes.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • See additional Paralyzed Veterans of America USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help the USO support men and women in the U.S. military and their families - from the moment they join, through their deployments and as they transition back to their communities.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • See additional USO USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can show your support for WWP and its mission to honor and empower wounded warriors.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • See additional Wounded Warrior Project USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
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