Credit Cards · Tools · Glossary · T-terms · Trade line

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Trade line
A trade line is the most common type of entry found on credit reports. Each trade line represents a credit account that has been reported to a credit bureau. It contains detailed information about the account, including the type of account, the account number, account owner and payment status. The trade line also shows when the account was open (or closed), the credit limit, payment history, balance and the date of last activity. Sometimes spelled tradeline.