Credit Cards · Tools · Glossary · S-terms · Subprime credit

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Subprime credit

A person with subprime credit has a credit record that is too weak to be offered good or excellent terms by someone extending credit. Someone with subprime credit gets worse deals offered than someone with good (prime) credit -- if any at all. There is no one exact score that divides prime credit and subprime credit consumers; it depends on the product and each creditor sets its own rules.