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Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Semi-secured credit card
Semi-secured credit cards are offered by some credit card issuers to borrowers who have had bad credit, but have begun to turn it around and make on-time payments. Typically, the product starts out as a secured card, in which the credit limit equals the amount of money a consumer deposits with the issuer. After a certain period of on-time payments, the credit line may be extended slightly beyond the deposit amount. Semi-secured cards are a middle step between completely secured and completely unsecured cards.