Credit Cards · Tools · Glossary · P-terms · Prime credit

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Prime credit
A person with prime credit has a credit record that is strong enough to be offered good or excellent terms by someone extending credit. People with subprime credit get worse deals offered, if they get any at all. There is no one exact score that divides prime credit and subprime credit consumers; it depends on the product and each creditor sets its own rules.