Credit Cards · Tools · Glossary · P-terms · Prime borrower

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Prime borrower
In credit card parlance, prime borrowers are cardholders with a good history of paying their debts on time. Prime borrowers tend to get the lowest rates from credit card issuers.