Credit Card Glossary: Terms and Definitions
Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
- Payment history
- Payment history is a critical element in determining whether a person or business has good or bad credit. A long record of on-time payments is the most important element in obtaining loans, and at favorable rates.