Credit Cards · Tools · Glossary · P-terms · Payment history

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Payment history
Payment history is a critical element in determining whether a person or business has good or bad credit. A long record of on-time payments is the most important element in obtaining loans, and at favorable rates.