Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Nonbanks are companies that offer financial products, loans and services but aren't chartered as banks, credit unions or thrifts, which are regulated and closely supervised by examiners. Nonbanks include such businesses as payday lenders, mortgage brokers and servicers, credit reporting agencies, debt collectors and debt buyers, and check-cashing stores. The Dodd-Frank Wall Street Reform and Consumer Protection Act gave authority to the Consumer Financial Protection Bureau to supervise these industries and, if necessary, write new regulations to address any unfair, deceptive or abusive products they may offer.