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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Mutual savings bank

A mutual savings bank is one of many institutions that can offer credit cards to consumers. Mutual savings banks accept deposits, primarily from individuals. They are state chartered, so their primary regulator is their home state's banking agency.